Mobilehome – Manufactured Housing Insurance Coverage:
Mobilehome owners have the same concerns as any other homeowner; as well as special concerns that only mobilehome owners share. Let us help you make sure you have the proper insurance protection for your mobilehome to help you achieve the peace of mind you deserve.
Mobilehome insurance usually includes the following protection. The following is listed for illustration only and does not represent the terms and conditions of the policy.
A Typical Mobilehome Insurance Policy Offers:
- Mobilehome Protection
Provides coverage for your mobilehome against covered loss from most perils, except those specifically excluded in the policy. Some of the covered perils include: Fire, water damage from rupture of plumbing, and steam or water heating systems.
- Personal Property Protection
Provides coverage for your personal property against loss from the following perils: fire, lightning, smoke, vandalism, falling objects, collapse and any other perils listed in your policy.
- Theft Coverage
Provides coverage for your personal property against several types of loss due to theft including: theft both on and off premises, stolen credit cards, stolen or forged checks.
- Family Liability and Guest Medical Protection
Provides coverage for your family against non-auto liability claims brought by others for accidental bodily injury or damage to their property. Also provides Guest Medical Protection, if someone is injured while on your property with your permission.
Mobilehome Insurance also Provides Protection For:
- Loss of Use of Residence Premises
Pays for the reasonable increase in your living expenses necessary for maintaining your normal standard of living for up to the amount of time specified in the policy if you are unable to occupy your mobilehome due to a covered loss.
- Emergency Removal Service
Pays up to $500 for reasonable expenses you incur to remove your mobilehome if it is endangered by a loss we cover.
Customize Your Mobilehome Insurance with:
- Replacement Cost for Your Mobilehome and Personal Property
Provides full replacement cost for your insured mobilehome and for most of your insured personal property. If a covered total loss occurs, the insurance company will pay the full cost to repair or replace your mobilehome or damaged personal property with no deduction for depreciation. (Subject to limits in the policy.)
- Trip Collision
Provides coverage for your mobilehome while moving it to another location.
- Extended Coverage on Jewelry, Watches, and Furs
- Extended Coverage on Fire Department Charges
Mobilehome insurance policies, like other insurances, have limits of liability and are subject to the terms and conditions of the policy. For more information on mobliehome insurance give Leavell Insurance a call!